Private lending expert Troy Mire California

Structured Lending Built on 20+ Years of Results | Troy Mire

July 11, 20251 min read

🧱 Private Lending Backed by Real Experience | Troy Mire

Private money is often talked about like a shortcut. Fast. Easy. Flexible.
But anyone who’s really funded deals in California knows that speed without structure is a liability.

Over the past two decades, I’ve been on all sides of the transaction — seller, buyer, broker, lender, investor, strategist. That long view is what makes private capital work when it actually matters.

I’ve helped clients navigate flips that stalled mid-project, bridge gaps between hard money and long-term financing, and restructure last-minute bailouts when conventional banks pulled funding days before close.

These aren’t hypotheticals. They’re part of the $250 million+ in closed volume I’ve personally helped structure across real estate and lending deals since 2003.


What Private Lending Should Actually Be

It’s not about being fast with a term sheet — it’s about being right with the structure.

I fund:

  • Fix & flip and rental projects

  • Equity-based rescue loans

  • DSCR and Non-QM fallback strategies

  • Situations where timing, title, or credit are tight

This isn’t the kind of lending you find in a bank lobby or on an online calculator. It’s built around real scenarios, real people, and real outcomes.


Let’s Talk First — Before You Commit

If you’re facing a tight timeline or need clarity on whether private capital makes sense for your deal, I’ll give it to you straight.

📞 60 seconds. No commitment. Just clarity.
Schedule a quick call →

Troy P. Mire is a seasoned Real Estate Broker, Mortgage Broker, and Hard Money Specialist with over 20 years of experience in the industry. As the founder of TMireBroker & Co., Troy specializes in providing tailored real estate and mortgage solutions, including FHA, Conventional, VA, USDA, DSCR, H120 Loans, and Hard Money Lending. With licenses in both real estate (DRE: 01199870) and mortgage (NMLS: 1795353), Troy brings unparalleled expertise to every transaction, helping clients achieve their financial and investment goals. Known for his dedication, knowledge, and client-focused approach, Troy is a trusted advisor in the Southern California market and beyond.

Troy Mire

Troy P. Mire is a seasoned Real Estate Broker, Mortgage Broker, and Hard Money Specialist with over 20 years of experience in the industry. As the founder of TMireBroker & Co., Troy specializes in providing tailored real estate and mortgage solutions, including FHA, Conventional, VA, USDA, DSCR, H120 Loans, and Hard Money Lending. With licenses in both real estate (DRE: 01199870) and mortgage (NMLS: 1795353), Troy brings unparalleled expertise to every transaction, helping clients achieve their financial and investment goals. Known for his dedication, knowledge, and client-focused approach, Troy is a trusted advisor in the Southern California market and beyond.

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