Bought a Property Cash? Here’s How Private Money Can Still Work for You

Here’s How Private Money Can Still Work for You Now!

Yes — you absolutely can qualify for private money, even if you just bought the property cash. In fact, you might be in a stronger position than you realize.

Here’s why:

When you purchase a property cash, you control the asset free and clear. That equity is now usable as collateral — and private lenders often prefer this setup. Instead of needing a purchase loan, you can now qualify for a cash-out loan, using your property’s value to fund the next deal, cover rehab costs, or replenish reserves.

The key is how long ago the purchase occurred and how much value is in the property. In California, many private lenders (like us) offer delayed financing or equity-based loans as soon as title records.

If you’re an investor, this is one of the most efficient ways to leverage the asset you just secured — without refinancing through a bank or waiting 6–12 months.

Bottom line: If you bought a property cash in the last 1–90 days, and it has equity, you may be eligible for private capital right now.

Let’s talk strategy — no commitment, just clarity.
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