Private Capital · Southern California
California Private Capital Authority Asset Based Lending for Investment Property and Complex Capital Needs. Non owner occupied funding structured around asset value, equity position, and defined exit strategy — built for decisive execution across Southern California and beyond.

Most deals do not fail on price. They fail on structure. Fix the structure. Close the deal.

Troy Mire Team | Private Capital and Mortgage Lending Experts
Private Capital · Southern California

California Private Capital Authority

Asset Based Lending for Investment Property and Complex Capital Needs. Serving both the middle class and luxury markets. Non owner occupied funding structured around asset value, equity position, and defined exit strategy built for decisive execution across Southern California and beyond.

Most deals do not fail on price. They fail on structure. Fix the structure. Close the deal.

Platform Activity
3 to 15 Days
Fastest closing window
Industry Leading
🏠
20+ Years
California lending experience
Trusted
📍
Nationwide
CA and all 50 states
Active
🔑
1st 2nd 3rd
All lien positions available
All Positions
No W2
Equity based approvals only
Asset Based
Fix and Flip 90% LTC Close in 5 to 7 Days 1st 2nd 3rd Position No Appraisals Needed Foreclosure Rescue Equity Based Approvals DSCR Options Available California and Nationwide Fix and Flip 90% LTC Close in 5 to 7 Days 1st 2nd 3rd Position No Appraisals Needed Foreclosure Rescue Equity Based Approvals DSCR Options Available California and Nationwide
What We Do

Private Capital Structuring

Asset backed capital solutions built for speed, certainty, and complex scenarios that traditional lenders won't touch.

01 / CAPITAL

Private Capital Structuring

Asset backed capital solutions designed for non owner occupied residential and commercial real estate investments. Structured around value, not W2s.

02 / SHORT TERM

Bridge Funding

Short term capital to secure acquisitions, stabilize properties, or execute time sensitive opportunities before conventional financing can move.

03 / VALUE ADD

Fix and Flip Financing

Strategic funding for value add projects with structured draws and clear exit alignment. From distressed single family to multi unit repositioning.

04 / EQUITY

Equity Based Lending

Capital aligned to property equity position not tax returns or traditional underwriting models. Your equity is the qualification.

05 / SUBORDINATE

2nd and 3rd Position Loans

Flexible subordinate financing structured to preserve ownership while unlocking trapped equity. Solutions for scenarios banks won't approach.

06 / RESCUE

Distressed Property Solutions

Capital deployment for bankruptcy, notice of default, lien pressure, or urgent refinance scenarios. Time critical. Execution focused.

The Process

Private Capital. Clear Process.

Four decisive steps from scenario intake to funded structured around the asset, not the paperwork.

01

Scenario Intake

Submit your investment details: property type, current value, existing liens, timeline, and exit strategy.

Asset driven, not paperwork driven.

02

Underwriting Review

We evaluate equity position, collateral strength, and structural risk focusing on realistic numbers and repayment clarity.

Speed matters, but discipline protects all parties.

03

Approval Structuring

Once terms are aligned, we issue a clear approval outlining position, leverage, pricing, and timeline.

No ambiguity. Just executable capital.

04

Capital Deployment

Once documentation is finalized, funds are released per the agreed structure acquisition, refinance, or rescue funding.

Deployed with precision and speed.

Private Capital Solutions

Aggressive Real World Funding

California and nationwide markets. Every scenario, every structure, every position.

01 / BRIDGE

Fix and Flip

  • 90% LTC and 100% Rehab
  • Close in 5 to 7 Days
  • Nationwide Coverage
  • No Experience Required
02 / CONSTRUCTION

Ground Up

  • Vertical Construction
  • Land Acquisition
  • Fast Draw Cycles
  • $100,000 to $5,000,000+
03 / HOLD STRATEGY

Rental and Bridge

  • Interest Only Options
  • No Pre Pay Penalties
  • Stabilize and Exit
  • DSCR Options Available
04 / CALIFORNIA DIRECT

California Direct

  • 1st 2nd and 3rd Position
  • Foreclosure Rescue
  • Cross Collateral
  • No Appraisals Needed
Transaction Spotlight

Southern California Deals Closed

Recent funded transactions across Los Angeles and Southern California markets. Bridge · DSCR · Asset Based · Close window 7 to 14 days.

Long Beach, California
Fix and Flip Bridge

Fix and Flip Bridge

$710,000 funded

Full acquisition and renovation capital deployed on a distressed single family in the Bixby Knolls corridor. Private bridge funding covered both purchase and rehab draws.

Purpose
Purchase and Rehab
Exit Strategy
Resale at Completion
Time to Close
9 Days
Term
9 Mo. I/O
South Los Angeles, California
Foreclosure Rescue

Foreclosure Rescue Bridge

$595,000 funded

Time critical private capital deployed to halt foreclosure proceedings on an asset with substantial equity. Funding secured and wired within six days.

Purpose
Foreclosure Payoff
Exit Strategy
Conventional Refi
Time to Close
6 Days
Term
12 Mo. I/O
San Gabriel, California
Bridge to DSCR

Bridge to DSCR Hold

$748,000 funded

Competitive acquisition capital secured for a stabilized rental in San Gabriel Valley closing ahead of conventional offers, bridging to a 30 year DSCR loan.

Purpose
Fast Close Acquisition
Exit Strategy
30 Yr DSCR Loan
Time to Close
8 Days
Term
12 Mo. I/O
Venice, California
Luxury Acquisition

Luxury Acquisition Bridge

$1,225,000 funded

Seven figure private capital secured a premier coastal asset in one of LA's most coveted submarkets. Speed and execution certainty won in a multi offer environment.

Purpose
Competitive Acquisition
Exit Strategy
Conventional Refinance
Time to Close
12 Days
Term
12 Mo. I/O
North Long Beach, California
Asset Based Cash Out

Asset Based Cash Out

$660,000 funded

Deep equity unlocked from a seasoned residential asset no income verification, no tax returns, no delays. The sponsor bypassed conventional underwriting entirely, converting built up property equity into immediate working capital in under eight days.

Purpose
Equity Cash Out
Exit Strategy
Conventional Refinance
Time to Close
7 Days
Term
12 Mo. I/O
Capital Intake

Tell Us About
Your Scenario

Private capital decisions are asset driven. Tell us the basics and we'll structure your path to funded.

  • Closings in 3 to 15 days
  • Equity based approvals no W2 required
  • 1st 2nd and 3rd lien positions
  • Direct communication with decision makers
  • California and nationwide coverage
DRE: 01199870 | NMLS: 1795353
Real Estate Services: TMireBroker & Co.
Troy Mire Team · Capital Intake
Step 01 of 04
Capital Required
Select your target funding range
$100k to $200k
$201k to $500k
$501k to $1M
$1M to $5M+
Step 02 of 04
Transaction Purpose
Nationwide and California asset strategies
New Purchase
Refinance / Cash Out
Foreclosure Rescue
Bridge / Short Term
Step 03 of 04
Credit Profile
Asset based funding remains the priority
Excellent (720+)
Good (680 to 720)
Fair (640 to 680)
Poor (below 640)
Step 04 of 04
Confirm Scenario
Real world funding ready to deploy
Private Capital · Asset Based · Fast Close
Troy Mire Team · Capital Intake
Secure Capital Connection →
About The Team

The Troy Mire Team

Focused on delivering strategic real estate funding solutions for investors who need more than traditional financing can offer. Whether you are flipping a property, repositioning a portfolio, or navigating a complex deal, we bring what banks cannot: speed, creativity, and certainty of execution.

We don't just fund transactions we help structure them. As capital specialists, we understand the real value behind a project, not just the paperwork behind a borrower.

20+
Years in California real estate and lending
3 to 15
Day closing window for qualified assets
3
Lien positions: 1st 2nd and 3rd

About Troy Mire

Troy Mire has been a trusted name in California real estate and lending for over two decades. With a background that spans brokerage, investing, and private lending, he brings an operator's mindset to every deal.

Move quickly. Structure smartly. Always protect the deal.

The Private Capital Edge
  • Closings in 3 to 15 days
  • Equity based approvals
  • 1st 2nd and 3rd positions
  • Direct communication
Who We Serve
HomebuyersFix and Flip DevelopersBuilders Industry ProsTime sensitive CaliforniaNationwide
DRE: 01199870 | NMLS: 1795353

LET'S TALKStrategy.

Serving All of California and Beyond

TROY MIRE TEAM

Hard Money and Mortgage Lending Experts. Private Capital · Asset Based Lending · Southern California and Beyond.

Copyright 2026. Troy Mire Team. All Rights Reserved. Equal Housing Opportunity | Real Estate Services: TMireBroker & Co. | CA DRE 01199870 | Private Lending: Asset Based Loans Through TMireBroker & Co. | Traditional Mortgage Services: NMLS 1795353. This is not a commitment to lend. All loans are asset based and subject to property evaluation, investor criteria, and applicable state and federal laws. Programs, terms, and conditions may change without notice. Restrictions apply. For industry and informational purposes only. No legal, tax, or financial advice is provided.