Private Capital · Southern California
California Private Capital Authority Asset Based Lending for Investment Property and Complex Capital Needs. Non owner occupied funding structured around asset value, equity position, and defined exit strategy — built for decisive execution across Southern California and beyond.

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Private Capital Structuring

Asset backed capital solutions designed for non owner occupied residential and commercial real estate investments.

Bridge Funding

Short term capital to secure acquisitions, stabilize properties, or execute time sensitive opportunities.

Fix and Flip Financing

Strategic funding for value add projects with structured draws and clear exit alignment.

Equity Based Lending

Capital aligned to property equity position, not tax returns or traditional underwriting models.

Second and Third Position Loans

Flexible subordinate financing structured to preserve ownership while unlocking trapped equity.

Distressed Property Solutions

Capital deployment for bankruptcy, notice of default, lien pressure, or urgent refinance scenarios.

How It Works

Private Capital. Clear Process.

Four decisive steps from scenario intake to funded, structured around the asset, not the paperwork.

SCENARIO INTAKE FORM PROPERTY TYPE Mixed-Use Commercial CURRENT VALUE $4,200,000 EXISTING LIENS $1,800,000 EXIT STRATEGY Refinance 12 months SUBMIT SCENARIO
Step 01
Scenario Intake

Submit your investment details: property type, current value, existing liens, timeline, and exit strategy. Private capital decisions are asset driven, not paperwork driven.

0% 75% 63% LTV RATIO COLLATERAL STRENGTH Asset Value Equity Position Market Liquidity Title Clear STRUCTURAL RISK Lien position verified: 1st Repayment source confirmed Environmental — review pending
Step 02
Underwriting Review

We evaluate equity position, collateral strength, and structural risk, focusing on realistic numbers and repayment clarity. Speed matters, but discipline protects all parties.

PRIVATE CAPITAL TERM SHEET LIEN POSITION 1st Deed of Trust LEVERAGE 65% LTV LOAN AMOUNT $2,730,000 INTEREST RATE 10.5% / Annum LOAN TERM 12 Months I/O APPROVED ✓ ✓ ✓ ✓ ✓
Step 03
Approval Structuring

Once terms are aligned, we issue a clear approval outlining position, leverage, pricing, and timeline. No ambiguity. No inflated projections. Just executable capital.

PRIVATE CAPITAL FUND $2,730,000 WIRE TRANSFER Amount $2,730,000 CONFIRMED ✓ REF: PCL-2025-0847 BORROWER / ASSET Funds Received CAPITAL DEPLOYED FOR Acquisition Refinance Bridge Rescue Funding DEPLOYED WITH PRECISION AND SPEED
Step 04
Capital Deployment

Once documentation is finalized, funds are released per the agreed structure. Acquisition, refinance, or rescue funding. capital is deployed with precision and speed.

Private Capital Solutions
Real Estate Investment Funding

Private Capital Solutions

Aggressive real world funding for California and nationwide markets.

01
Fix and Flip
90% LTC and 100% Rehab
Close in 5 to 7 Days
Nationwide Coverage
No Experience Required
02
Ground Up
Vertical Construction
Land Acquisition
Fast Draw Cycles
$100,000 to $5,000,000+
03
Rental and Bridge
Interest Only Options
No Pre Pay Penalties
Stabilize and Exit
DSCR Options Available
04
California Direct
1st, 2nd and 3rd Position
Foreclosure Rescue
Cross Collateral
No Appraisals Needed
Dominating Nationwide Markets
Private Capital Solutions
Capital Intake | Troy Mire Team
Troy Mire Team  ·  Private Capital
Step 1 of 4
Step 01 of 04
Capital Required

Select your target funding range

$100k to $200k
$201k to $500k
$501k to $1M
$1M to $5M+
Step 02 of 04
Transaction Purpose

Nationwide and California asset strategies

New Purchase
Refinance / Cash-Out
← Go Back
Step 03 of 04
Credit Profile

Asset-based funding remains the priority

Excellent (720+)
Good (680-720)
Fair (640-680)
Poor (below 640)
← Go Back
Step 04 of 04
Confirm Scenario

Real-world funding ready to deploy

← Edit Details
Private Capital
Asset Based Lending
Fast Close
Troy Mire Team  ·  Capital Intake
Transaction Spotlight | Troy Mire Team
Troy Mire Team  ·  Private Capital Division

Transaction
Spotlight

Market Southern California
Focus Bridge · DSCR · Asset-Based
Close Window 7 – 14 Days
01
Long Beach, California
Fix & Flip Bridge

Fix & Flip
Bridge

Funded$710,000

Full acquisition and renovation capital deployed on a distressed single-family in the Bixby Knolls corridor. Private bridge funding covered both purchase and rehab draws — positioning the investor for a clean resale exit at stabilized market value.

PurposePurchase & Rehab
Exit StrategyResale at Completion
Time to Close9 Days
Term9 Mo. I/O
02
South Los Angeles, California
Foreclosure Rescue

Foreclosure
Rescue Bridge

Funded$595,000

Time-critical private capital deployed to halt foreclosure proceedings on an owner-occupied asset with substantial equity. Funding was secured and wired within six days — stopping the sale, protecting the owner's position, and creating a clear refinance runway.

PurposeForeclosure Payoff
Exit StrategyConventional Refinance
Time to Close6 Days
Term12 Mo. I/O
03
San Gabriel, California
Bridge to DSCR

Bridge to
DSCR Hold

Funded$748,000

Competitive acquisition capital secured for a stabilized rental in the San Gabriel Valley — closing ahead of conventional offers. Private bridge financing bridged the gap to a 30-year DSCR loan, locking in the asset as a long-term cash-flowing hold.

PurposeFast Close Acquisition
Exit Strategy30-Yr DSCR Loan
Time to Close8 Days
Term12 Mo. I/O
04
Venice, California
Luxury Acquisition

Luxury
Acquisition Bridge

Funded$1,225,000

Seven-figure private capital secured a premier coastal asset in one of LA's most coveted submarkets. Speed and execution certainty won the deal in a competitive multi-offer environment — with a conventional take-out strategy firmly in place for the long game.

PurposeCompetitive Acquisition
Exit StrategyConventional Refinance
Time to Close12 Days
Term12 Mo. I/O
05
North Long Beach, California
Asset-Based Cash Out

Asset Based
Cash Out

Funded$660,000

Deep equity unlocked from a seasoned residential asset — no income verification, no tax returns, no delays. The sponsor bypassed conventional underwriting entirely, converting built-up property equity into immediate working capital in under eight days.

PurposeEquity Cash Out
Exit StrategyConventional Refinance
Time to Close7 Days
Term12 Mo. I/O
01 / 05
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Private Capital  ·  Fast Close

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Copyright 2026. Troy Mire Team . All Rights Reserved. Equal Housing Opportunity | Real Estate Services: TMireBroker & Co. | CA DRE 01199870 | Private Lending: Asset-Based Loans Through TMireBroker & Co. | Traditional Mortgage Services: NMLS 1795353 This is not a commitment to lend. All loans are asset-based and subject to property evaluation, investor criteria, and applicable state and federal laws. Programs, terms, and conditions may change without notice. Restrictions apply. For industry and informational purposes only. No legal, tax, or financial advice is provided. Real estate and lending services may not be available in all states. All offers, approvals, and funding decisions are subject to qualification, underwriting review, and compliance requirements.