Private Capital · Southern California
California Private Capital Authority Asset Based Lending for Investment Property and Complex Capital Needs. Non owner occupied funding structured around asset value, equity position, and defined exit strategy — built for decisive execution across Southern California and beyond.

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Private Capital Structuring

Asset backed capital solutions designed for non owner occupied residential and commercial real estate investments.

Bridge Funding

Short term capital to secure acquisitions, stabilize properties, or execute time sensitive opportunities.

Fix and Flip Financing

Strategic funding for value add projects with structured draws and clear exit alignment.

Equity Based Lending

Capital aligned to property equity position, not tax returns or traditional underwriting models.

Second and Third Position Loans

Flexible subordinate financing structured to preserve ownership while unlocking trapped equity.

Distressed Property Solutions

Capital deployment for bankruptcy, notice of default, lien pressure, or urgent refinance scenarios.

How It Works

Private Capital. Clear Process.

Four decisive steps from scenario intake to funded, structured around the asset, not the paperwork.

SCENARIO INTAKE FORM PROPERTY TYPE Mixed-Use Commercial CURRENT VALUE $4,200,000 EXISTING LIENS $1,800,000 EXIT STRATEGY Refinance 12 months SUBMIT SCENARIO
Step 01
Scenario Intake

Submit your investment details: property type, current value, existing liens, timeline, and exit strategy. Private capital decisions are asset driven, not paperwork driven.

0% 75% 63% LTV RATIO COLLATERAL STRENGTH Asset Value Equity Position Market Liquidity Title Clear STRUCTURAL RISK Lien position verified: 1st Repayment source confirmed Environmental — review pending
Step 02
Underwriting Review

We evaluate equity position, collateral strength, and structural risk, focusing on realistic numbers and repayment clarity. Speed matters, but discipline protects all parties.

PRIVATE CAPITAL TERM SHEET LIEN POSITION 1st Deed of Trust LEVERAGE 65% LTV LOAN AMOUNT $2,730,000 INTEREST RATE 10.5% / Annum LOAN TERM 12 Months I/O APPROVED ✓ ✓ ✓ ✓ ✓
Step 03
Approval Structuring

Once terms are aligned, we issue a clear approval outlining position, leverage, pricing, and timeline. No ambiguity. No inflated projections. Just executable capital.

PRIVATE CAPITAL FUND $2,730,000 WIRE TRANSFER Amount $2,730,000 CONFIRMED ✓ REF: PCL-2025-0847 BORROWER / ASSET Funds Received CAPITAL DEPLOYED FOR Acquisition Refinance Bridge Rescue Funding DEPLOYED WITH PRECISION AND SPEED
Step 04
Capital Deployment

Once documentation is finalized, funds are released per the agreed structure. Acquisition, refinance, or rescue funding. capital is deployed with precision and speed.

Private Capital Solutions
Real Estate Investment Funding

Private Capital Solutions

Aggressive real world funding for California and nationwide markets.

01
Fix and Flip
  • 90% LTC and 100% Rehab
  • Close in 5 to 7 Days
  • Nationwide Coverage
  • No Experience Required
02
Ground Up
  • Vertical Construction
  • Land Acquisition
  • Fast Draw Cycles
  • $100,000 to $5,000,000+
03
Rental and Bridge
  • Interest Only Options
  • No Pre Pay Penalties
  • Stabilize and Exit
  • DSCR Options Available
04
California Direct
  • 1st, 2nd and 3rd Position
  • Foreclosure Rescue
  • Cross Collateral
  • No Appraisals Needed
Dominating Nationwide Markets
Private Capital Solutions
Capital Intake | Troy Mire Team
Troy Mire Team  ·  Private Capital
Step 1 of 4
Step 01 of 04
Capital Required

Select your target funding range.

$100k to $200k
$201k to $500k
$501k to $1M
$1M to $5M+
Step 02 of 04
Transaction Purpose

Nationwide and California asset strategies.

New Purchase
Refinance / Cash-Out
← Go Back
Step 03 of 04
Credit Profile

Asset-based funding remains the priority.

Excellent (720+)
Good (680-720)
Fair (640-680)
Poor (below 640)
← Go Back
Step 04 of 04
Confirm Scenario

Real-world funding, ready to deploy.

← Edit Details
Private Capital
Asset Based Lending
Fast Close
Troy Mire Team  ·  Capital Intake
Transaction Spotlight | Troy Mire Team
Troy Mire Team  ·  Private Capital Division

Transaction
Spotlight

Market Southern California
Focus Bridge · DSCR · Asset-Based
Close Window 7 to 14 Days
01
Gardena, California
Bridge to Permanent

Bridge to
Permanent

Funded$725,000

Capital secured for a fast-moving acquisition in the South Bay market. Private bridge financing gave this investor a decisive edge, closing ahead of competing offers with certainty of execution before transitioning to long-term permanent debt.

PurposeFast Close Purchase
Exit Strategy30-Year DSCR Loan
Time to Close8 Days
Term12 Mo. I/O
02
Hawaiian Gardens, California
Value Add Bridge

Value Add
Bridge

Funded$645,000

Full-stack renovation capital deployed on a distressed acquisition. Funding covered both purchase and rehab, allowing the sponsor to immediately drive value through a complete interior and exterior transformation toward peak stabilized rent.

PurposePurchase & Rehab
Exit StrategyFix to Rent DSCR
Time to Close10 Days
Term9 Mo. I/O
03
La Mirada, California
Asset Based Funding

Asset Based
Funding

Funded$727,000

Unlocked deep equity in an established residential asset, no income docs, no delays. The sponsor bypassed conventional underwriting entirely, converting property equity into immediate working capital in under a week.

PurposeEquity Cash Out
Exit StrategyConventional Refinance
Time to Close7 Days
Term12 Mo. I/O
04
San Fernando, California
Inventory Liquidation

Inventory
Liquidation

Funded$680,000

Short-term capital injected to complete the final vertical phase of a new construction project in the San Fernando Valley. The bridge cleared the path to Certificate of Occupancy, setting up a clean market sale exit.

PurposeVertical Finish
Exit StrategyInventory Sale Payoff
Time to Close11 Days
Term9 Mo. I/O
05
West Hollywood, California
Luxury Acquisition

Luxury
Acquisition Bridge

Funded$1,100,000

Seven-figure private capital deployed to secure a premier asset in one of LA County's most competitive submarkets. Speed and certainty of execution won the deal. A clear conventional take-out strategy locks in the long game.

PurposeCompetitive Acquisition
Exit StrategyConventional Refinance
Time to Close14 Days
Term12 Mo. I/O
01 / 05
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Copyright 2026. Troy Mire Team . All Rights Reserved. Equal Housing Opportunity | Real Estate Services: TMireBroker & Co. | CA DRE 01199870 | Private Lending: Asset-Based Loans Through TMireBroker & Co. | Traditional Mortgage Services: NMLS 1795353 This is not a commitment to lend. All loans are asset-based and subject to property evaluation, investor criteria, and applicable state and federal laws. Programs, terms, and conditions may change without notice. Restrictions apply. For industry and informational purposes only. No legal, tax, or financial advice is provided. Real estate and lending services may not be available in all states. All offers, approvals, and funding decisions are subject to qualification, underwriting review, and compliance requirements.