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Private Capital | Troy Mire Team

Results that move as fast as your deals.

Fast approvals. Flexible structures. Equity based funding that keeps California and investors across the country competitive in every market.

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Ready to Close Fast? Let’s Make It Happen Today!

Tell us about Your Scenario

Capital Requirement

Select the funding range for your scenario.

$100k to $200k

$201k to $500k

$501k to $1M

$1M to $5M+

Transaction Purpose

Are you purchasing or refinancing?

New Purchase

Refinance

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Credit Profile

Select your estimated credit tier.

Excellent (720+)

Good (680-720)

Fair (640-680)

Poor (< 640)

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Profile Confirmation

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Private Capital Financing Menu

Fix and Flip or Hold

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Up to high leverage based on equity

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Renovation funding available

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No experience required on select deals

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Pricing typically high single digits to low double digits

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Fast close driven by asset strength

Ground Up Construction

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Land and construction funding

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Structured draw schedules

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Experienced and first time builders considered

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Pricing based on risk profile and exit strategy

Rental Property Capital

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Short term and bridge solutions

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Stabilization and reposition strategies

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Domestic and foreign national structures

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Pricing reflects leverage and cash flow strength

California Special Programs

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First second and third position loans

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Cross collateral structures

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Distress tax default and foreclosure scenarios

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Creative capital for complex assets

Important Disclosure Business purpose loans only. All terms shown are examples for informational purposes and do not represent an offer or commitment to lend. Pricing and structure vary based on property type equity loan position market conditions and risk profile. Not available for consumer or owner occupied residential transactions. Loans arranged by a licensed real estate and mortgage professional.

California Private Capital Highlights | Troy Mire Team

California Private Capital Highlights

Actively funding bridge, rehab, and construction loans across California and key national markets.

📍 Inglewood, California

Bridge for SFR • $940,000 Funded

Single-family property near SoFi Stadium funded at 70% LTV. Investor's strategy includes modernization and future DSCR refinance.

PurposeAcquisition bridge

ExitDSCR refinance

Close Time9 business days

Term12mo Interest Only

📍 Pomona, California

Fix and Flip • $780,000 Funded

Investor purchase of a dated duplex with $110,000 rehab allocation. Closed in 8 days with a retail resale exit strategy.

PurposePurchase + Rehab

ExitRetail Resale

Close Time8 business days

Term9mo Interest Only

📍 Ventura, California

Cash-Out Bridge • $870,000 Funded

Coastal rental property leveraged equity for a secondary purchase. 65% CLTV provides flexibility for future refinance.

PurposeCash-out bridge

ExitDSCR Refinance

Close Time10 business days

Term12mo Interest Only

📍 Scottsdale, Arizona

Construction Completion • $1,280,000 Funded

Luxury townhome project funded to complete final inspections. Sponsor expects exit via retail sales within 5 months.

PurposeProject Completion

ExitRetail unit sales

Close Time12 business days

Term9mo Interest Only

Frequently Asked Questions

What is a hard money loan, and how does it work?

A hard money loan is a short-term financing solution backed by real estate assets. Unlike traditional loans, approval is based primarily on the property's value rather than the borrower's creditworthiness, making it ideal for time-sensitive deals.

Who can benefit from hard money lending?

Real estate investors, developers, and entrepreneurs seeking quick funding for property acquisitions, renovations, or bridging financial gaps often benefit from hard money loans. It's perfect for those who need flexibility and speed over conventional financing options.

How quickly can I get funded?

We specialize in rapid approvals and efficient funding coordination, often enabling capital to be available within days. Our streamlined process helps ensure you never miss key investment opportunities due to delays.

What types of properties are eligible for hard money loan

We arrange financing for residential, commercial, and multi-family properties. Whether it’s a fix-and-flip, rental, or development project, each loan is structured to meet your or your client’s specific objectives.

Equal Housing Opportunity | Real Estate Services: TMireBroker & Co. | CA DRE 01199870 | Private Lending: Asset-Based Loans Through TMireBroker & Co. | Traditional Mortgage Services: NMLS 1795353 This is not a commitment to lend.

All loans are asset-based and subject to property evaluation, investor criteria, and applicable state and federal laws. Programs, terms, and conditions may change without notice. Restrictions apply.

For industry and informational purposes only. No legal, tax, or financial advice is provided. Real estate and lending services may not be available in all states.

All offers, approvals, and funding decisions are subject to qualification, underwriting review, and compliance requirements.